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Profit & Loss Calculator

Generate a complete P&L statement with revenue, COGS, operating expenses, and net profit.

📊Enter Your Numbers

💰 Revenue
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📦 Cost of Goods Sold (COGS)
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🏢 Operating Expenses
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📊 Financial
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📋P&L Statement

Frequently Asked Questions

What is a Profit & Loss statement? +
A P&L statement (also called Income Statement) shows your business income, expenses, and resulting profit/loss over a period. It's one of three core financial statements (along with Balance Sheet and Cash Flow). Required for tax filing, loan applications, and investor pitches.
Difference between gross profit and net profit? +
Gross Profit = Revenue - COGS (cost of goods sold). It shows production efficiency. Net Profit = Gross Profit - All Operating Expenses - Interest - Tax. It's the actual money left over. Net profit is what truly matters for business survival.
What goes into COGS vs Operating Expenses? +
COGS: Direct costs to produce/buy what you sell — raw materials, direct labor for production, manufacturing overhead. Operating Expenses: indirect costs of running business — rent, marketing, admin salaries, software, utilities. Rule of thumb: if it varies with sales volume, it's COGS.
Why is my net profit smaller than I expected? +
Most new business owners forget to count: their own salary, depreciation on assets, taxes, GST share, insurance, software subscriptions, accountant fees. A "profit" that doesn't pay you a salary isn't real profit. Always include yourself as a cost.
Is P&L same as cash flow? +
No! P&L can show profit even when bank balance is empty. P&L counts revenue when invoiced (accrual basis), but cash flow tracks actual money in/out. A profitable business can fail if cash flow is negative. Track both.
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Important Business & Financial Disclaimer

This calculator is provided for informational and educational purposes ONLY. KaamKaTool.in is not a Chartered Accountant firm, financial advisor, tax consultant, business consultant, or SEBI-registered entity. The results generated should NOT be construed as professional financial, business, tax, accounting, or investment advice.

  • 📊 Estimates Only: All calculations are simplified estimates based on the inputs you provide. Real-world business outcomes depend on numerous factors not captured here including market conditions, competition, demand fluctuations, regulatory changes, GST rates, and unforeseen expenses.
  • 💼 Not Professional Advice: This tool does NOT replace consultation with a qualified Chartered Accountant (CA), Company Secretary (CS), tax consultant, SEBI-registered financial advisor, or business advisor. Always seek professional guidance before making business decisions involving significant money.
  • 🧾 Tax & GST Compliance: Indian tax laws (Income Tax Act, GST Act, Companies Act) are complex and subject to amendments. Rates, thresholds, exemptions, and rules change frequently via budget announcements, GST Council decisions, and notifications. Always verify current rates on official sources: incometax.gov.in, gst.gov.in, mca.gov.in.
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By using this calculator, you acknowledge and agree that you have read, understood, and accept these limitations. You will independently verify all calculations with a qualified professional before making any business, financial, tax, or investment decision. KaamKaTool.in shall not be held responsible for any business outcome, financial loss, tax notice, penalty, or legal consequence arising from your use of these calculations.